Rick O'Bymachow

Rick O'Bymachow

President, Loan Officer

NMLS #22863

Licensed In: CT, VI
 
About Rick

The O'Bymachow family has been residents of the Virgin Islands since 1984.  As the owner of First Liberty Mortgage, Rick O’Bymachow began his mortgage career in Connecticut in 1992, and then expanded its mortgage origination base to include the United States Virgin Islands in 2003.  With innovative processing and superior technology, First Liberty Mortgage has been able to offer the lowest possible mortgage rates for the Virgin Islands real estate market, offering Conventional, Jumbo, FHA, and VA mortgage loan products.

Learn More
Should First-Time Buyers Consider a Lease Option?

Should First-Time Buyers Consider a Lease Option?

Sep 23, 2026

Learn how a lease option works, key pros and risks, and when it may help first-time buyers move toward homeownership.

Smart Buyers Are Winning in Today's Market

Smart Buyers Are Winning in Today's Market

Sep 16, 2026

First-time buyers can still find many opportunities today by focusing on affordable markets, inventory, and payment fit.

In a Recession Do Mortgage Rates Rise or Fall?

In a Recession Do Mortgage Rates Rise or Fall?

Sep 09, 2026

Learn how a recession impacts mortgage rates and make informed decisions for your home financing during economic downturns.

Contact Rick
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
180 West Main Street
Clinton, CT 06413

Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 340-774-1101


Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage