To own a property in the Virgin Islands, one of the most beautiful places on Earth, is an achievement that most people can only dream about. However, obtaining a mortgage in the Virgin Islands can be quite challenging. With the experienced and highly knowledgeable team at First Liberty Mortgage Company, LLC, we make the mortgage process effortless for our clients. Constant communication and accurate information eliminates any unforeseen surprises during the process and most importantly at time of closing.

The O'Bymachow family has been residents of the Virgin Islands since 1984, and are a 3-generation St. Thomian family. As the owner of First Liberty Mortgage, Rick O’Bymachow began his mortgage career in Connecticut in 1992, and then expanded its mortgage origination base to include the United States Virgin Islands in 2003. First Liberty turned into a family business with Rick's son, Evan, joining the team in 2020. Our deep roots and connections within the real estate community help buyers get to closing faster and more efficiently than anyone else.

With innovative processing and superior technology, First Liberty Mortgage has been able to offer the lowest possible mortgage rates for the Virgin Islands real estate market, offering Conventional, Jumbo, FHA, USDA, and VA mortgage loan products.

Our team is available to discuss potential real estate purchase or refinance transactions and to help you obtain the lowest possible mortgage rate in the Virgin Islands. Over the last many years, our greatest compliment has been referrals from past clients in addition to the local Virgin Island real estate and business communities.

Please allow our team to assist with the mortgage financing for your property and make your dream in America’s Paradise become a reality.

Try our online application options, or feel free to Contact us today and let us go to work for you!